This institution is no longer active

Operations ceased on September 1, 1993. CRA examination history below reflects the period it was active.

BANK OF AMERICA STATE BANK

WALNUT CREEK, CA · Supervised by FDIC

Est. 1990FDIC #32,906RSSD: FDIC-32906

Part ofBank of America Corporation→ View all charters

Outstanding Same

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.35%

Institution Profile

FDIC BankFind

Address

1500 Newell Avenue, WALNUT CREEK, CA

County

Contra Costa County

Established

April 3, 1990

Total Assets

$71M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$71M

Total Deposits

$60M

Net Loans

$50M

Net Income

$-426K

ROA

-1.35%

ROE

-8.35%

Risk-Based Capital

15.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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