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This institution is no longer active

Operations ceased on July 1, 1997. CRA examination history below reflects the period it was active.

ASSUMPTION BANK AND TRUST COMPANY

NAPOLEONVILLE, LA · Supervised by FDIC

Est. 1933FDIC #13,073RSSD: FDIC-13073
Part ofASSUMPTION BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1994

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

110 Franklin Street, NAPOLEONVILLE, LA

County

Assumption County

Established

January 1, 1933

Total Assets

$109M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$109M

Total Deposits

$97M

Net Loans

$59M

Net Income

$761K

ROA

1.37%

ROE

14.99%

Risk-Based Capital

19.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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