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This institution is no longer active

Operations ceased on April 11, 1996. CRA examination history below reflects the period it was active.

AMERICAN FIDELITY BANK, FSB

HARLAN, KY · Supervised by OTS

Est. 1923FDIC #31,758
Satisfactory Same

Current rating · Exam: August 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

102 Cumberland Avenue P O Box 310, HARLAN, KY

County

Harlan County

Established

January 1, 1923

Total Assets

$36M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 14, 1995

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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