🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2007. CRA examination history below reflects the period it was active.

AMERICAN BANK

WELSH, LA · Supervised by FDIC

Est. 1966FDIC #19,594RSSD: FDIC-19594
Part ofCOMMUNITY BCORP OF LA INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

102 South Adams Street, WELSH, LA

County

Jefferson Davis County

Established

June 15, 1966

Total Assets

$58M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$58M

Total Deposits

$48M

Net Loans

$37M

Net Income

$544K

ROA

1.22%

ROE

7.20%

Risk-Based Capital

22.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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