🏦Bank Scorer

This institution is no longer active

Operations ceased on March 1, 1995. CRA examination history below reflects the period it was active.

AMERICAN BANK

NORCO, LA · Supervised by FDIC

Est. 1965FDIC #19,345RSSD: FDIC-19345
Outstanding Same

Current rating · Exam: November 1993

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.05%

Institution Profile

FDIC BankFind

Address

Apple Street And Norco Square, NORCO, LA

County

St. Charles County

Established

January 8, 1965

Total Assets

$89M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$89M

Total Deposits

$79M

Net Loans

$52M

Net Income

$2M

ROA

2.05%

ROE

23.21%

Risk-Based Capital

19.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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