This institution is no longer active
Operations ceased on July 1, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$269M
Total Deposits
$247M
Net Loans
$208M
Net Income
$2M
ROA
1.16%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.55%
Risk-Based Capital
11.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 532 | 68.23% | 11.28% |
| 2020 | 2,136 | 70.74% | 13.11% |
| 2019 | 1,160 | 67.5% | 13.97% |
| 2018 | 950 | 70.21% | 13.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2018 | Satisfactory | Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
| Jul 2007 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/alliance-bank-and-trust-company" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets