Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$66M
Total Deposits
$45M
Net Loans
$45M
Net Income
$42K
ROA
0.25%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.86%
Risk-Based Capital
39.96%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 248 | 78.63% | 8.87% |
| 2023 | 191 | 81.15% | 9.42% |
| 2022 | 258 | 81.4% | 10.08% |
| 2021 | 712 | 85.81% | 8.57% |
| 2020 | 972 | 91.36% | 3.81% |
| 2019 | 383 | 88.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Jul 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1997
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Total Branches
1
Branch Deposits
$46M
1-Year Change
0
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Preview:
| 2018 | 319 | 83.7% | 9.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red