Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
FIRST SAVINGS AND LOAN ASSOCIATION
MEBANE, NC · OCC · May 2025
TRUIST BANK
CHARLOTTE, NC · FDIC · Jan 2025
BANK OF AMERICA, NATIONAL ASSOCIATION
CHARLOTTE, NC · OCC · Jan 2022
HOMETRUST BANK
ASHEVILLE, NC · OCC · Jan 2013 ⚠
FIRST FSB OF LINCOLNTON
LINCOLNTON, NC · OTS · Mar 2010 ⚠
FIRST FEDERAL BANK
DUNN, NC · OTS · Oct 2009 ⚠
BANK OF CURRITUCK
MOYOCK, NC · FRB · Jan 2008 ⚠
WACHOVIA BANK OF DELAWARE, N.A.
WILMINGTON, NC · OCC · Jun 2006 ⚠
WACHOVIA BANK, N.A.
WINSTON-SALEM, NC · OCC · Dec 2000 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MEBANE | OCC | $56M | May 2025 | Outstanding | |
| CHARLOTTE | FDIC | $541.2B | Jan 2025 | Outstanding | |
| CHARLOTTE | OCC | $2.67T | Jan 2022 | Outstanding | |
| ASHEVILLE |
| OCC |
| — |
| Jan 2013⚠ |
| Outstanding |
| LINCOLNTON | OTS | $478M | Mar 2010⚠ | Outstanding |
| DUNN | OTS | $272M | Oct 2009⚠ | Outstanding |
| MOYOCK | FRB | — | Jan 2008⚠ | Outstanding |
| WILMINGTON | OCC | — | Jun 2006⚠ | Outstanding |
| WINSTON-SALEM | OCC | — | Dec 2000⚠ | Outstanding |