Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
COMMUNITY SAVINGS BANK, SSB
ClosedBURLINGTON, NC · FDIC · Oct 1997
SCOTLAND SAVINGS BANK, SSB
ClosedLAURINBURG, NC · FDIC · Sep 1997
RICHMOND SAVINGS BANK, SSB
ClosedROCKINGHAM, NC · FDIC · Aug 1997
THE MORRIS PLAN INDUSTRIAL BANK OF BURLINGTON
ClosedBURLINGTON, NC · FDIC · Aug 1997
CAROLINA STATE BANK
ClosedSHELBY, NC · FDIC · Aug 1997
FIRST UNION NATIONAL BANK OF NORTH CAROLINA
ClosedCHARLOTTE, NC · OCC · May 1997
UNITED FEDERAL SAVINGS BANK
ClosedROCKY MOUNT, NC · OTS · Apr 1997
BANK OF UNION
ClosedMONROE, NC · FDIC · Feb 1997
PROGRESSIVE S & L LTD
ClosedLUMBERTON, NC · OTS · Dec 1996
CITIZENS SAVINGS BANK OF SALISBURY, S.S.B.
ClosedSALISBURY, NC · FDIC · Sep 1996
BLUE RIDGE BANK
ClosedSPARTA, NC · FDIC · Aug 1996
RANDLEMAN SAVINGS BANK, SSB
ClosedRANDLEMAN, NC · FDIC · Aug 1996
HOME FS & LA
ClosedCHARLOTTE, NC · OTS · May 1996
GUARANTY STATE BANK
ClosedDURHAM, NC · FDIC · Mar 1996
ENFIELD SAVINGS BANK, SSB
ClosedENFIELD, NC · FDIC · Dec 1995
TRIAD BANK
ClosedGREENSBORO, NC · FDIC · Nov 1995
FIRSTSOUTH BANK
ClosedBURLINGTON, NC · FDIC · Sep 1995
SOUTHTRUST BANK OF NORTHCAROLINA, N.A.
ClosedRALEIGH, NC · OCC · Aug 1995
UNITED CAROLINA BANK
ClosedWHITEVILLE, NC · FDIC · Aug 1995
FIRST COMMERCIAL BANK
ClosedASHEVILLE, NC · FDIC · Aug 1995
NATIONSBANK, N.A. (CAROLINAS)
ClosedCHARLOTTE, NC · OCC · Jul 1995
SHELBY SAVINGS BANK, SSB
ClosedSHELBY, NC · FDIC · Jul 1995
GRAHAM SAVINGS BANK, INC., SSB
ClosedGRAHAM, NC · FDIC · Jul 1995
RALEIGH FEDERAL SAVINGS BANK
ClosedRALEIGH, NC · OTS · Jun 1995
BANK OF MECKLENBURG
ClosedCHARLOTTE, NC · FDIC · Jun 1995
SUMMIT SAVINGS BANK, INC., SSB
ClosedSANFORD, NC · FDIC · Jun 1995
OLD NORTH STATE BANK
ClosedWINSTON-SALEM, NC · FDIC · Jun 1995
HOME SAVINGS BANK, INC., SSB
ClosedKINGS MOUNTAIN, NC · FDIC · May 1995
SOUTHTRUST BANK OF CENTRAL CAROLINA
ClosedCONCORD, NC · FDIC · May 1995
CLYDE SAVINGS BANK, SSB
ASHEVILLE, NC · FDIC · Apr 1995 ⚠
SALEM TRUST BANK
ClosedWINSTON SALEM, NC · FDIC · Mar 1995
SNB SAVINGS BANK, INC., SSB
ClosedVALDESE, NC · FDIC · Jan 1995
FIRST COMMUNITY BANK
ClosedGASTONIA, NC · FDIC · Nov 1994
THE ANCHOR BANK OF NORTH CAROLINA
ClosedHAMPSTEAD, NC · FDIC · Oct 1994
FIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB
ClosedREIDSVILLE, NC · FDIC · Oct 1994
PERPETUAL SAVINGS BANK, SSB
ClosedLEXINGTON, NC · FDIC · Oct 1994
TRYON FS & LA
ClosedTRYON, NC · OTS · Aug 1994
STATE BANK
ClosedFAYETTEVILLE, NC · FDIC · Aug 1994
FIRST SCOTLAND BANK
ClosedLAURINBURG, NC · FDIC · Aug 1994
GRANVILLE UNITED BANK
ClosedOXFORD, NC · FDIC · Jul 1994
PEOPLES SAVINGS BANK, INC., SSB
ClosedWILMINGTON, NC · FDIC · Jun 1994
CENTURA BANK
ClosedSHELBY, NC · OTS · May 1994
SECURITY BANK AND TRUST COMPANY
ClosedSALISBURY, NC · FDIC · May 1994
THE VILLAGE BANK
ClosedCHAPEL HILL, NC · FDIC · Apr 1994
CITIZENS SAVINGS, INC., SSB
ClosedCONCORD, NC · FDIC · Apr 1994
FIRST SOUTHERN SAVINGS BANK, S.S.B
ClosedASHEBORO, NC · FDIC · Jan 1994
SEABOARD SAVINGS BANK, INC., SSB
ClosedPLYMOUTH, NC · FDIC · Jan 1994
AMERICAN COMMERCIAL SAVINGS BANK, INC., SSB
ClosedMONROE, NC · FDIC · Dec 1993
CCB SAVINGS BANK OF LENOIR, INC., SSB
ClosedLENOIR, NC · FDIC · Dec 1993
HOME FEDERAL SAVINGS BANK
ClosedSTATESVILLE, NC · OTS · Nov 1993
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| BURLINGTON | FDIC | $203M | Oct 1997 | Satisfactory | |
| LAURINBURG | FDIC | $59M | Sep 1997 | Satisfactory | |
| ROCKINGHAM | FDIC | $125M | Aug 1997 |
| BURLINGTON | FDIC | $44M | Aug 1997 | Satisfactory |
CAROLINA STATE BANKClosed | SHELBY | FDIC | $143M | Aug 1997 | Satisfactory |
| CHARLOTTE | OCC | — | May 1997 | Outstanding |
| ROCKY MOUNT | OTS | $302M | Apr 1997 | Satisfactory |
BANK OF UNIONClosed | MONROE | FDIC | $207M | Feb 1997 | Satisfactory |
PROGRESSIVE S & L LTDClosed | LUMBERTON | OTS | — | Dec 1996 | Satisfactory |
| SALISBURY | FDIC | $218M | Sep 1996 | Satisfactory |
BLUE RIDGE BANKClosed | SPARTA | FDIC | $121M | Aug 1996 | Satisfactory |
| RANDLEMAN | FDIC | $17M | Aug 1996 | Satisfactory |
HOME FS & LAClosed | CHARLOTTE | OTS | — | May 1996 | Satisfactory |
GUARANTY STATE BANKClosed | DURHAM | FDIC | $104M | Mar 1996 | Satisfactory |
| ENFIELD | FDIC | $23M | Dec 1995 | Satisfactory |
TRIAD BANKClosed | GREENSBORO | FDIC | $205M | Nov 1995 | Satisfactory |
FIRSTSOUTH BANKClosed | BURLINGTON | FDIC | $186M | Sep 1995 | Satisfactory |
| RALEIGH | OCC | — | Aug 1995 | Satisfactory |
UNITED CAROLINA BANKClosed | WHITEVILLE | FDIC | $4.1B | Aug 1995 | Outstanding |
FIRST COMMERCIAL BANKClosed | ASHEVILLE | FDIC | $177M | Aug 1995 | Outstanding |
| CHARLOTTE | OCC | — | Jul 1995 | Outstanding |
SHELBY SAVINGS BANK, SSBClosed | SHELBY | FDIC | $108M | Jul 1995 | Satisfactory |
| GRAHAM | FDIC | $121M | Jul 1995 | Satisfactory |
| RALEIGH | OTS | $786M | Jun 1995 | Outstanding |
BANK OF MECKLENBURGClosed | CHARLOTTE | FDIC | $266M | Jun 1995 | Satisfactory |
| SANFORD | FDIC | $164M | Jun 1995 | Satisfactory |
OLD NORTH STATE BANKClosed | WINSTON-SALEM | FDIC | $137M | Jun 1995 | Satisfactory |
| KINGS MOUNTAIN | FDIC | $93M | May 1995 | Satisfactory |
| CONCORD | FDIC | $1.2B | May 1995 | Outstanding |
| ASHEVILLE | FDIC | $4.4B | Apr 1995⚠ | Satisfactory |
SALEM TRUST BANKClosed | WINSTON SALEM | FDIC | $175M | Mar 1995 | Satisfactory |
| VALDESE | FDIC | $321M | Jan 1995 | Satisfactory |
FIRST COMMUNITY BANKClosed | GASTONIA | FDIC | $123M | Nov 1994 | Satisfactory |
| HAMPSTEAD | FDIC | $70M | Oct 1994 | Satisfactory |
| REIDSVILLE | FDIC | $49M | Oct 1994 | Satisfactory |
| LEXINGTON | FDIC | $47M | Oct 1994 | Satisfactory |
TRYON FS & LAClosed | TRYON | OTS | — | Aug 1994 | Satisfactory |
STATE BANKClosed | FAYETTEVILLE | FDIC | $52M | Aug 1994 | Satisfactory |
FIRST SCOTLAND BANKClosed | LAURINBURG | FDIC | $20M | Aug 1994 | Needs to Improve |
GRANVILLE UNITED BANKClosed | OXFORD | FDIC | $61M | Jul 1994 | Satisfactory |
| WILMINGTON | FDIC | $100M | Jun 1994 | Satisfactory |
CENTURA BANKClosed | SHELBY | OTS | — | May 1994 | Satisfactory |
| SALISBURY | FDIC | $684M | May 1994 | Satisfactory |
THE VILLAGE BANKClosed | CHAPEL HILL | FDIC | $63M | Apr 1994 | Satisfactory |
| CONCORD | FDIC | $197M | Apr 1994 | Satisfactory |
| ASHEBORO | FDIC | $323M | Jan 1994 | Outstanding |
| PLYMOUTH | FDIC | $47M | Jan 1994 | Satisfactory |
| MONROE | FDIC | $216M | Dec 1993 | Satisfactory |
| LENOIR | FDIC | $229M | Dec 1993 | Satisfactory |
| STATESVILLE | OTS | — | Nov 1993 | Satisfactory |