THE WOODLANDS, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$9.2B
Total Deposits
$8.3B
Net Loans
$6.0B
Net Income
$47M
ROA
2.04%
Above avg for Community banks. Peer avg: 0.90%
ROE
24.59%
Risk-Based Capital
12.15%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 4 | 50% | 25.00% |
| 2018 | 8 | 75% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Outstanding | Large Bank |
| Jun 2019 | Outstanding | Large Bank |
| Jul 2015 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1992
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Total Branches
744
Branch Deposits
$8.3B
1-Year Change
-28
5-year net change: -39 branches
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