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This institution is no longer active

Operations ceased on July 29, 2016. CRA examination history below reflects the period it was active.

WILSHIRE BANK

LOS ANGELES, CA · Supervised by FDIC

Est. 1980FDIC #23,301RSSD: FDIC-23301
Part ofWILSHIRE BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2015

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.34%

Institution Profile

FDIC BankFind

Address

3200 Wilshire Boulevard, LOS ANGELES, CA

County

Los Angeles County

Established

December 30, 1980

Total Assets

$4.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2015

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$4.9B

Total Deposits

$4.0B

Net Loans

$3.8B

Net Income

$32M

ROA

1.34%

ROE

10.72%

Risk-Based Capital

14.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

10 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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