This institution is no longer active

Operations ceased on March 13, 1997. CRA examination history below reflects the period it was active.

WESTSIDE BANK

TRACY, CA · Supervised by FDIC

Est. 1981FDIC #23,394RSSD: FDIC-23394

Part ofU S BCORP→ View all charters

Satisfactory

Current rating · Exam: October 1991

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.74%

Institution Profile

FDIC BankFind

Address

60 West Tenth Street, TRACY, CA

County

San Joaquin County

Established

April 15, 1981

Total Assets

$90M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$90M

Total Deposits

$80M

Net Loans

$51M

Net Income

$675K

ROA

0.74%

ROE

7.25%

Risk-Based Capital

17.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/9b223b28-bbb7-4ed2-a5a8-233a789f5c70"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: