🏦Bank Scorer

This institution is no longer active

Operations ceased on June 2, 2018. CRA examination history below reflects the period it was active.

WESTBOUND BANK

KATY, TX · Supervised by FDIC

Est. 2007FDIC #58,417RSSD: FDIC-58417
Satisfactory Up

Current rating · Exam: December 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

655 West Grand Parkway South, KATY, TX

County

Harris County

Established

January 8, 2007

Total Assets

$230M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2018Call Report / FDIC

Total Assets

$230M

Total Deposits

$191M

Net Loans

$162M

Net Income

$152K

ROA

0.27%

ROE

2.48%

Risk-Based Capital

14.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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