WESTAMERICA BANK

SAN RAFAEL, CA · Supervised by FDIC

Est. 1884FDIC #3,430RSSD: FDIC-3430

Part ofWESTAMERICA BCORP→ View all charters

Satisfactory

Current rating · Exam: August 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.82%

Institution Profile

FDIC BankFind

Website

www.westamerica.com

Address

1108 5th Ave, SAN RAFAEL, CA

County

Marin County

Established

February 24, 1884

Total Assets

$5.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 2, 2010

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$5.8B

Total Deposits

$4.8B

Net Loans

$685M

Net Income

$27M

ROA

1.82%

ROE

17.23%

Risk-Based Capital

15.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$4.8B

1-Year Change

-1

5-year net change: -4 branches

This is the only examination on record for this bank.

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