Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.8B
Total Deposits
$2.5B
Net Loans
$1.5B
Net Income
$7M
ROA
1.05%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.25%
Risk-Based Capital
17.06%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 108 | 62.96% | 18.52% |
| 2023 | 87 | 71.26% | 17.24% |
| 2022 | 111 | 63.06% | 17.12% |
| 2020 | 110 | 69.09% | 14.55% |
| 2019 | 92 | 70.65% | 11.96% |
| 2018 | 103 | 71.84% | 18.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Large Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2003
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Total Branches
13
Branch Deposits
$2.4B
1-Year Change
0
5-year net change: +2 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red