This institution is no longer active

Operations ceased on July 27, 2015. CRA examination history below reflects the period it was active.

VISION BANK - TEXAS

RICHARDSON, TX · Supervised by FDIC

Est. 2007FDIC #58,447RSSD: FDIC-58447

Satisfactory Same

Current rating · Exam: July 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.93%

Institution Profile

FDIC BankFind

Address

401 W. George Bush Freeway, Suite 101, RICHARDSON, TX

County

Dallas County

Established

April 23, 2007

Total Assets

$185M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2012

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$185M

Total Deposits

$165M

Net Loans

$133M

Net Income

$855K

ROA

0.93%

ROE

9.02%

Risk-Based Capital

12.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2009

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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