Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$260M
Total Deposits
$226M
Net Loans
$136M
Net Income
$578K
ROA
0.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.10%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 93 | 73.12% | 7.53% |
| 2023 | 95 | 88.42% | 0.00% |
| 2022 | 127 | 82.68% | 0.79% |
| 2021 | 155 | 85.81% | 2.58% |
| 2020 | 154 | 83.77% | 3.25% |
| 2019 | 137 | 88.32% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
| Dec 2011 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$200M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 122 | 86.89% | 5.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red