This institution is no longer active

Operations ceased on April 8, 2015. CRA examination history below reflects the period it was active.

VIBRA BANK

CHULA VISTA, CA · Supervised by FDIC

Est. 2008FDIC #58,662RSSD: FDIC-58662

Part ofKEDAP SA DE C V→ View all charters

Satisfactory Same

Current rating · Exam: October 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.11%

Institution Profile

FDIC BankFind

Address

530 Broadway, CHULA VISTA, CA

County

San Diego County

Established

July 10, 2008

Total Assets

$134M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2015Call Report / FDIC

Total Assets

$134M

Total Deposits

$119M

Net Loans

$93M

Net Income

$-38K

ROA

-0.11%

ROE

-1.05%

Risk-Based Capital

21.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2010

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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