Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
How this bank compares
Mortgage Denial Rate (TX)
Lower denial rate than 27.3% of TX banks
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.5B
Total Deposits
$4.0B
Net Loans
$2.8B
Net Income
$18M
ROA
1.57%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.72%
Risk-Based Capital
18.50%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 950 | 72.53% | 11.37% |
| 2023 | 1,206 | 76.95% | 10.12% |
| 2022 | 1,190 | 74.96% | 11.26% |
| 2021 | 1,234 | 66.94% | 15.88% |
| 2020 | 1,175 | 63.74% | 18.13% |
| 2019 | 935 | 62.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Large Bank |
| Apr 2020 | Satisfactory | Large Bank |
| Apr 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
41
Branch Deposits
$3.8B
1-Year Change
+2
5-year net change: +5 branches
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Preview:
| 20.00% |
| 2018 | 895 | 63.91% | 18.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red