This institution is no longer active

Operations ceased on July 20, 2012. CRA examination history below reflects the period it was active.

VALLIANCE BANK

MCKINNEY, TX · Supervised by FDIC

Est. 2007FDIC #58,572RSSD: FDIC-58572

Part ofVALLIANCE TX FINL HOLDINGS INC→ View all charters

Satisfactory

Current rating · Exam: January 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.77%

Institution Profile

FDIC BankFind

Address

5900 S. Lake Forest Dr., Suite 100, MCKINNEY, TX

County

Collin County

Established

April 23, 2007

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$68M

Total Deposits

$51M

Net Loans

$38M

Net Income

$-663K

ROA

-1.77%

ROE

-16.90%

Risk-Based Capital

16.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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