This institution is no longer active
Operations ceased on March 25, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$818M
Net Income
$19M
ROA
1.38%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.45%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 28 | 60.71% | 21.43% |
| 2018 | 40 | 87.5% | 5.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2020 | Needs to Improve | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
| Jul 2014 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Total Assets