This institution is no longer active

Operations ceased on November 20, 1987. CRA examination history below reflects the period it was active.

VALLEY NATIONAL BANK

HARLINGEN, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1982FDIC #24,102

Satisfactory

Current rating · Exam: January 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1901 South 77 Sunshine Strip, HARLINGEN, TX

County

Cameron County

Established

October 4, 1982

Total Assets

$11M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 31, 1994

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	3,900	67%	17.46%
2023	4,689	64.17%	16.14%
2022	8,396	67.27%	8.19%
2021	10,177	72.36%	5.02%
2020	9,501	68.83%	7.65%
2019	7,086	69.84%	9.98%
2018	7,414	71.19%	11.09%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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