🏦Bank Scorer

This institution is no longer active

Operations ceased on August 22, 2002. CRA examination history below reflects the period it was active.

UPLAND BANK

UPLAND, CA · Supervised by FDIC

Est. 1984FDIC #25,060RSSD: FDIC-25060
Satisfactory Same

Current rating · Exam: April 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

100 North Euclid Avenue, UPLAND, CA

County

San Bernardino County

Established

March 12, 1984

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2002Call Report / FDIC

Total Assets

$112M

Total Deposits

$97M

Net Loans

$94M

Net Income

$665K

ROA

1.23%

ROE

11.51%

Risk-Based Capital

9.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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