Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.0B
Total Deposits
$2.4B
Net Loans
$2.6B
Net Income
$14M
ROA
1.90%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.12%
Risk-Based Capital
15.76%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 450 | 71.78% | 8.44% |
| 2023 | 64 | 73.44% | 12.50% |
| 2022 | 1,098 | 81.51% | 5.28% |
| 2021 | 1,281 | 78.61% | 2.89% |
| 2020 | 1,471 | 84.64% | 2.92% |
| 2019 | 964 | 82.26% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Large Bank |
| Jan 2021 | Satisfactory | Large Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
21
Branch Deposits
$2.2B
1-Year Change
0
5-year net change: +2 branches
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| 4.88% |
| 2018 | 961 | 76.27% | 9.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red