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This institution is no longer active

Operations ceased on December 1, 2002. CRA examination history below reflects the period it was active.

UNITED COMMUNITY BANK METRO

MARIETTA, GA · Supervised by FDIC

Est. 1990FDIC #32,735RSSD: FDIC-32735
Part ofUNITED COMMUNITY BANKS INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.68%

Institution Profile

FDIC BankFind

Address

1001 Polk Street, MARIETTA, GA

County

Cobb County

Established

January 11, 1990

Total Assets

$224M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$224M

Total Deposits

$198M

Net Loans

$166M

Net Income

$1M

ROA

0.68%

ROE

8.12%

Risk-Based Capital

10.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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