Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$28.0B
Total Deposits
$22.7B
Net Loans
$22.0B
Net Income
$114M
ROA
1.64%
Above avg for Regional banks. Peer avg: 0.88%
ROE
11.20%
Risk-Based Capital
14.40%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 20,342 | 71.79% | 7.85% |
| 2023 | 18,723 | 70.33% | 8.15% |
| 2022 | 23,509 | 69.47% | 8.32% |
| 2021 | 39,730 | 73.62% | 6.21% |
| 2020 | 46,438 | 73.28% | 6.46% |
| 2019 | 21,477 | 74.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Large Bank |
| Apr 2020 | Satisfactory | Large Bank |
| Apr 2017 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1993
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Total Branches
168
Branch Deposits
$22.1B
1-Year Change
0
5-year net change: -8 branches
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| 7.88% |
| 2018 | 11,106 | 73.94% | 8.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red