Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.6B
Total Deposits
$3.7B
Net Loans
$4.0B
Net Income
$22M
ROA
1.92%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.08%
Risk-Based Capital
17.42%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,452 | 84.64% | 3.51% |
| 2023 | 1,312 | 85.59% | 3.13% |
| 2022 | 2,810 | 87.54% | 2.14% |
| 2021 | 4,071 | 89.34% | 2.55% |
| 2020 | 2,047 | 88.32% | 2.74% |
| 2019 | 2,664 | 88.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Large Bank |
| Sep 2023 | Satisfactory | Large Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2009
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Total Branches
20
Branch Deposits
$2.7B
1-Year Change
0
5-year net change: +1 branches
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| 2.89% |
| 2018 | 2,658 | 90.48% | 1.92% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red