Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.7B
Total Deposits
$2.2B
Net Loans
$2.3B
Net Income
$8M
ROA
1.25%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.83%
Risk-Based Capital
12.74%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 181 | 88.4% | 4.42% |
| 2023 | 116 | 71.55% | 14.66% |
| 2022 | 247 | 78.54% | 14.17% |
| 2021 | 231 | 87.01% | 8.66% |
| 2020 | 357 | 78.43% | 6.72% |
| 2019 | 385 | 69.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Strategic Plan |
| Mar 2021 | Satisfactory | Strategic Plan |
| May 2018 | Satisfactory | Strategic Plan |
3 previous ratings locked — back to 2004
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Total Branches
9
Branch Deposits
$2.1B
1-Year Change
+2
5-year net change: +7 branches
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Preview:
| 2018 | 540 | 78.7% | 6.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red