UNITED COMMUNITY BANKS INC is the parent banking group. UNITED COMMUNITY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

UNITED COMMUNITY BANKS INC

Legal name: UNITED COMMUNITY BANKS, INC.

1 active bank · 11 merged/absorbed · $28.1B combined assets

RSSD ID: 1249347 (FFIEC NIC)

Combined Assets

$28.1B

CRA Rating Summary

Satisfactory1charter

Across all 48 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED COMMUNITY BANKGREENVILLE, SCSatisfactory$28.1BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$28.1B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$24.4B

Net Income

$82M

ROA (avg)

1.17%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

18,874

Origination Rate

44.17%

Denial Rate

34.52%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED COMMUNITY BANK	GREENVILLE, SC	FDIC	$28.1B	100.0%	Satisfactory	Mar 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.