UNITED BANK & TRUST CO.

MARSHALLTOWN, IA · Supervised by FDIC

Est. 2002FDIC #57,391RSSD: FDIC-57391

Part ofAMES NATIONAL CORP→ View all charters

Satisfactory

Current rating · Exam: June 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Website

www.bankubt.com

Address

2101 S Center St, MARSHALLTOWN, IA

County

Marshall County

Established

June 21, 2002

Total Assets

$120M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Jun 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$120M

Total Deposits

$106M

Net Loans

$68M

Net Income

$392K

ROA

1.29%

ROE

13.23%

Risk-Based Capital

17.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$107M

1-Year Change

This is the only examination on record for this bank.

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