🏦Bank Scorer

PRINCIPAL BANK

DES MOINES, IA · Supervised by OTS

Est. 1998FDIC #34,507
Satisfactory Same

Current rating · Exam: September 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.71%

Institution Profile

FDIC BankFind

Address

750 Park Street, DES MOINES, IA

County

Polk County

Established

February 12, 1998

Total Assets

$9.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 21, 2009

Exam Type

Strategic Plan

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$9.6B

Total Deposits

$9.1B

Net Loans

$2.9B

Net Income

$40M

ROA

1.71%

ROE

33.27%

Risk-Based Capital

15.38%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$8.4B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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