Legal name: AMES NATIONAL CORPORATION
5 active banks · $1.1B combined assets
RSSD ID: 1202258 (FFIEC NIC)
Combined Assets
$1.1B
CRA Rating Summary
Across all 37 exams on record for this banking group's charters, 97% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
5 of 5 banks · Meets expectations for community lending
Combined Assets
$1.1B
5 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$943M
Net Income
$3M
ROA (avg)
1.2%
asset-weighted avg
Aggregated HMDA data across all active charters for 2023.
Applications
17
Origination Rate
58.82%
Denial Rate
23.53%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| IOWA STATE SAVINGS BANK | CRESTON, IA | FDIC | $287M | 100.0% | Satisfactory | Jul 2023 |
| RELIANCE STATE BANK | STORY CITY, IA | FDIC | $284M | 100.0% | Satisfactory | Mar 2023 |
| STATE BANK & TRUST CO. | NEVADA, IA | FDIC | $199M | 100.0% | Satisfactory | Jul 2024 |
| BOONE BANK & TRUST CO. | BOONE, IA | FDIC | $174M | — | Satisfactory | Oct 2024 |
| UNITED BANK & TRUST CO. | MARSHALLTOWN, IA | FDIC | $120M | 100.0% | Satisfactory | Jun 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.