Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.7B
Total Deposits
$3.6B
Net Loans
$3.5B
Net Income
$22M
ROA
1.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.87%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,597 | 81.94% | 7.01% |
| 2023 | 3,484 | 86.74% | 2.70% |
| 2022 | 4,480 | 87.7% | 2.39% |
| 2021 | 5,200 | 89.08% | 1.71% |
| 2020 | 5,444 | 86.37% | 2.11% |
| 2019 | 4,481 | 85.63% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Outstanding | Large Bank |
| Jul 2020 | Outstanding | Large Bank |
| Nov 2017 | Outstanding | Large Bank |
11 previous ratings locked — back to 1992
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Total Branches
20
Branch Deposits
$3.3B
1-Year Change
+2
5-year net change: +1 branches
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Preview:
| 3.06% |
| 2018 | 4,256 | 85.71% | 3.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red