🏦Bank Scorer

BANKERS TRUST COMPANY

DES MOINES, IA · Supervised by FDIC

Est. 1917FDIC #953RSSD: FDIC-953
Part ofBTC FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: February 2026

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.07%

Institution Profile

FDIC BankFind

Address

453 7th St, DES MOINES, IA

County

Polk County

Established

June 1, 1917

Total Assets

$7.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2026

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.5B

Total Deposits

$5.8B

Net Loans

$5.8B

Net Income

$20M

ROA

1.07%

ROE

11.18%

Risk-Based Capital

12.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

21

Branch Deposits

$5.6B

1-Year Change

+2

5-year net change: -5 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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