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This institution is no longer active

Operations ceased on February 8, 2005. CRA examination history below reflects the period it was active.

UNION SAFE DEPOSIT BANK

STOCKTON, CA · Supervised by FDIC

Est. 1897FDIC #8,473RSSD: FDIC-8473
Part ofBNP PARIBAS→ View all charters
Satisfactory Down

Current rating · Exam: September 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.17%

Institution Profile

FDIC BankFind

Address

327 East Main Street, STOCKTON, CA

County

San Joaquin County

Established

April 21, 1897

Total Assets

$1.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2001

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2004Call Report / FDIC

Total Assets

$1.4B

Total Deposits

$914M

Net Loans

$623M

Net Income

$2M

ROA

0.17%

ROE

1.51%

Risk-Based Capital

11.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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