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This institution is no longer active

Operations ceased on October 5, 2002. CRA examination history below reflects the period it was active.

UNION BANK AND TRUST COMPANY OF INDIANA

GREENSBURG, IN · Supervised by FDIC

Est. 1883FDIC #10,093RSSD: FDIC-10093
Part ofINDIANA UNITED BCORP→ View all charters
Needs to Improve Down

Current rating · Exam: March 2002

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

201 North Broadway, GREENSBURG, IN

County

Decatur County

Established

February 17, 1883

Total Assets

$353M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

March 1, 2002

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$353M

Total Deposits

$288M

Net Loans

$220M

Net Income

$4M

ROA

1.37%

ROE

14.57%

Risk-Based Capital

11.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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