This institution is no longer active
Operations ceased on January 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$943M
Net Loans
$941M
Net Income
$9M
ROA
0.78%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.81%
Risk-Based Capital
12.68%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 366 | 74.32% | 7.38% |
| 2018 | 331 | 78.85% | 8.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2019 | Outstanding | Intermediate Small Bank |
| Apr 2016 | Outstanding | Intermediate Small Bank |
| Jan 2013 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2002
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Total Assets