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This institution is no longer active

Operations ceased on July 25, 1996. CRA examination history below reflects the period it was active.

TRI-COUNTY COMMUNITY BANK OF LEHIGH ACRES

LEE COUNTY, FL · Supervised by FDIC

Est. 1974FDIC #21,832RSSD: FDIC-21832
Satisfactory Same

Current rating · Exam: August 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.43%

Institution Profile

FDIC BankFind

Address

1261 Homestead Road, LEE COUNTY, FL

County

Lee County

Established

November 20, 1974

Total Assets

$44M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1996Call Report / FDIC

Total Assets

$44M

Total Deposits

$39M

Net Loans

$23M

Net Income

$310K

ROA

1.43%

ROE

14.56%

Risk-Based Capital

21.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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