🏦Bank Scorer

TRANSPECOS BANKS, SSB

PECOS, TX · Supervised by FDIC

Est. 1924FDIC #11,178RSSD: FDIC-11178
Part ofTRANSPECOS FINANCIAL CORP→ View all charters
Satisfactory

Current rating · Exam: May 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.55%

Institution Profile

FDIC BankFind

Address

217 W 3rd St, PECOS, TX

County

Reeves County

Established

March 1, 1924

Total Assets

$1.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:May 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.0B

Total Deposits

$967M

Net Loans

$577M

Net Income

$-3,880K

ROA

-1.55%

ROE

-21.96%

Risk-Based Capital

10.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$789M

1-Year Change

0

5-year net change: +1 branches

This is the only examination on record for this bank.

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