This institution is no longer active
Operations ceased on January 25, 2013. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$221M
Total Deposits
$197M
Net Loans
$78M
Net Income
$3M
ROA
1.30%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.31%
Risk-Based Capital
22.92%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 103 | 89.32% | 4.85% |
| 2021 | 109 | 80.73% | 15.60% |
| 2020 | 110 | 91.82% | 1.82% |
| 2019 | 120 | 88.33% | 5.00% |
| 2018 | 133 | 92.48% | 1.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2013 | Satisfactory | Small Bank |
| Jan 2008 | Satisfactory | Small Bank |
| Feb 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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Address
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Established
Total Assets