🏦Bank Scorer

This institution is no longer active

Operations ceased on June 15, 2018. CRA examination history below reflects the period it was active.

TOTALBANK

MIAMI, FL · Supervised by FDIC

Est. 1974FDIC #21,468RSSD: FDIC-21468
Part ofBANCO SANTANDER SA→ View all charters
Satisfactory Same

Current rating · Exam: July 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

100 Se 2nd Street, 32nd Floor, MIAMI, FL

County

Miami-Dade County

Established

March 5, 1974

Total Assets

$3.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2018

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2018Call Report / FDIC

Total Assets

$3.0B

Total Deposits

$2.1B

Net Loans

$2.1B

Net Income

$8M

ROA

1.08%

ROE

6.40%

Risk-Based Capital

19.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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