MINERAL WELLS, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$891M
Total Deposits
$784M
Net Loans
$431M
Net Income
$27M
ROA
12.54%
Above avg for Small banks. Peer avg: 0.44%
ROE
119.38%
Risk-Based Capital
30.26%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Strategic Plan |
| Dec 2019 | Outstanding | Strategic Plan |
| May 2014 | Satisfactory | Strategic Plan |
3 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$568M
1-Year Change
0
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