This institution is no longer active
Operations ceased on December 31, 2008. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$212M
Total Deposits
$165M
Net Loans
$153M
Net Income
$-56K
ROA
-0.04%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.17%
Risk-Based Capital
11.99%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 144 | 77.78% | 4.17% |
| 2020 | 142 | 77.46% | 6.34% |
| 2019 | 243 | 81.48% | 7.41% |
| 2018 | 208 | 88.46% | 0.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2006 | Satisfactory | Small Bank |
| May 2001 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets