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This institution is no longer active

Operations ceased on October 1, 1998. CRA examination history below reflects the period it was active.

THE SUMITOMO BANK OF CALIFORNIA

SAN FRANCISCO, CA · Supervised by FDIC

Est. 1952FDIC #17,187RSSD: FDIC-17187
Part ofSUMITOMO BANK LTD THE→ View all charters
Satisfactory Same

Current rating · Exam: October 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

320 California Street, SAN FRANCISCO, CA

County

San Francisco County

Established

November 14, 1952

Total Assets

$4.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$4.5B

Total Deposits

$4.0B

Net Loans

$3.3B

Net Income

$10M

ROA

0.27%

ROE

2.77%

Risk-Based Capital

12.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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