This institution is no longer active

Operations ceased on March 1, 1994. CRA examination history below reflects the period it was active.

THE PERU TRUST COMPANY

PERU, IN · Supervised by FDIC

Est. 1904FDIC #13,127RSSD: FDIC-13127

Part ofNORWEST CORP→ View all charters

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.54%

Institution Profile

FDIC BankFind

Address

12-14 North Broadway Avenue, PERU, IN

County

Miami County

Established

January 23, 1904

Total Assets

$84M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 30, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$84M

Total Deposits

$71M

Net Loans

$23M

Net Income

$-1,305K

ROA

-1.54%

ROE

-12.66%

Risk-Based Capital

18.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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