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This institution is no longer active

Operations ceased on January 18, 2013. CRA examination history below reflects the period it was active.

THE PERKINS STATE BANK

WILLISTON, FL · Supervised by FDIC

Est. 1913FDIC #134RSSD: FDIC-134
Part ofWILLISTON HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: November 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.54%

Institution Profile

FDIC BankFind

Address

342 East Noble Avenue, WILLISTON, FL

County

Levy County

Established

August 1, 1913

Total Assets

$175M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2012Call Report / FDIC

Total Assets

$175M

Total Deposits

$162M

Net Loans

$91M

Net Income

$-2,776K

ROA

-1.54%

ROE

-19.29%

Risk-Based Capital

14.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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