Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$291M
Total Deposits
$265M
Net Loans
$147M
Net Income
$1M
ROA
1.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.58%
Risk-Based Capital
20.63%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 139 | 91.37% | 0.00% |
| 2023 | 172 | 86.63% | 0.58% |
| 2022 | 228 | 88.16% | 1.75% |
| 2021 | 422 | 92.65% | 0.71% |
| 2020 | 371 | 91.91% | 0.27% |
| 2019 | 228 | 92.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Small Bank |
| Jan 2022 | Satisfactory | Small Bank |
| Aug 2017 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$257M
1-Year Change
0
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Preview:
| 2018 | 225 | 89.78% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red