Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$462M
Total Deposits
$413M
Net Loans
$293M
Net Income
$174K
ROA
0.15%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.50%
Risk-Based Capital
13.93%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 179 | 80.45% | 7.26% |
| 2023 | 124 | 77.42% | 9.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| May 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2020 | Satisfactory | Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
9
Branch Deposits
$426M
1-Year Change
0
5-year net change: +1 branches
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