HOMETOWN BCORP OF ALABAMA INC is the parent banking group. THE HOMETOWN BANK OF ALABAMA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

HOMETOWN BCORP OF ALABAMA INC

Legal name: HOMETOWN BANCORP OF ALABAMA, INC.

1 active bank · $656M combined assets

RSSD ID: 3451603 (FFIEC NIC)

Combined Assets

$656M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE HOMETOWN BANK OF ALABAMAONEONTA, ALSatisfactory$656MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$656M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$563M

Net Income

$1M

ROA (avg)

0.68%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

368

Origination Rate

75.82%

Denial Rate

12.77%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE HOMETOWN BANK OF ALABAMA	ONEONTA, AL	FDIC	$656M	100.0%	Satisfactory	Nov 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.