🏦Bank Scorer

This institution is no longer active

Operations ceased on February 1, 2008. CRA examination history below reflects the period it was active.

THE HERNANDO COUNTY BANK

BROOKSVILLE, FL · Supervised by FDIC

Est. 1987FDIC #27,135RSSD: FDIC-27135
Part ofBRANNEN BANKS OF FLORIDA INC→ View all charters
Outstanding Same

Current rating · Exam: November 2004

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.87%

Institution Profile

FDIC BankFind

Address

1187 South Broad Street, BROOKSVILLE, FL

County

Hernando County

Established

December 23, 1987

Total Assets

$54M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2004

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$54M

Total Deposits

$49M

Net Loans

$41M

Net Income

$469K

ROA

0.87%

ROE

13.03%

Risk-Based Capital

12.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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